We Made Payday Loans for
Every Canadians

We are direct lender in the Canada (e-transfer) with a team based in Ontario that is able to process your application from start to finish.


Borrow between $50 and $5000

Commence your loan application journey with us & receive funds online! Ideal for all sorts of cash emergencies!

Monetary problems often appear during the most unfortunate times. But don't get worried if you are going through cash crunches. Everyday Payday, are always happy to offer a helping hand to you during financial emergencies. Get started with Guaranteed payday loans now to generate a request for a loan and receive the much-needed money quickly in a hurry via e- transfer.

Payday Loans are always committed to helping people going through financial problems. Unfortunately, the sad reality is the cost of living continues to increase every year. Moreover, the price of vital commodities is also attractive faster. But don't worry Everyday Payday understands the situations faced by salaried people in Canada. Browse our website at any time and generate a request for the loan amount. We will help you get the requested money from payday loan direct lenders.

Why Do Customers Choose Every Payday Loans?

Our transparent loan service lets you stay in control.

Trusted Lender

Trusted lender available

15 minutes

Cash in 15 minutes²

Flexible loan

Flexible loan repayments

No Faxing Required

No faxing required

Same Day Funding

Same day funding

Interac e-Transfers

Interac e-transfers

Soft Credit Check

Soft credit check

Your data is secure

Secure & confidential


Instant Payday Loans & Short Term loans

Read what we're talking about

Simple, fast assess application for all

We completely understand the situation of individuals facing certain financial problems with no cash in hand. That is why we are always ready to process your loan request and connect you with a panel of lenders working with us. Feel free to connect with us at any time, get all-inclusive information about different loan products, and submit your application in a few minutes. We process your application quickly, helping you get calls from different lenders. You can choose suitable instant approval loan practices as per your requirement and successfully deal with unforeseen financial challenges.

High-cost loan plan

They are short-term based loans and thus come up with high rates and fees. It is important to pay back the loan within the agreed time. Failing to pay off the loan on time may result in late fee charges and penalties.

We provide fair information to all

Our goal is to provide unbiased information to all loan borrowers and help them make smart borrowing decisions as soon as possible. You can find the details of guaranteed payday loan products on our site and can even communicate with our experts to clarify the information you have. Informed customers make smart decisions.

Get up to $300, $500 and $5000 Loans Fast

Don't you have sufficient cash for unexpected financial problems? Well, it's the right time to get started with us and receive small funds from CA$100 to CA$5000 for all emergency financial needs. The easy availability of funds is quite helpful when you have to meet unavoidable financial requirements and there is no one to help you. You can fulfill all emergency requirements with the receipt money and bring your life back on the right track.

Quick access no credit check required

Often life throws you out of gear and you find yourself amid a financial crisis. It is not that you want your credit score to suffer, but at times, the situations become so harsh that it becomes difficult to meet both ends and the effect is visible on your credit history. Everyday Payday understands your situation and gathers your need to have quick, instant cash. We help you face life's unexpected challenges without any stress, as payday arrange the same day providing you without any credit checks.

Complete Security & Privacy

Are you worried about the safety and privacy of your data while applying for loans? Well, don't worry about it as our website is completely safe for use. Everyday Payday Loans always care about the safety and privacy of your data. All the collected data is safely stored on our website server and is accessed by relevant people only.

So, analyze your cash 💸 needs now and get started with to get suitable loans from lenders. Happy to help you!

How it Works

We have made the online process as simple and clear as possible. To apply for a loan, follow these 3 simple steps.

Step 1 - Apply Online

Guaranteed Loans

We are available to everybody with soft credit or no credit check required in Canada. No matter what the borrower's credit score.

Step 2 - Get a Decision

Bad Credit No Problem

Bad credit history? We are a direct Canada lender that helping people that has struggled with credit in the past. Apply Today

Step 3 - Money Deposited

Interac e-Transfer

At EveryDayPayday.CA, we can e-Transfer your payday loan directly into your bank account 24/7 as little as 15 minutes.


Money Could Be In Your Bank TODAY!

Our charges and fees

Our online loan-matching service is 100% FREE to use. We never charge any upfront fees and the cost of the flexible loan is always clear. Remember, you are in control.

Amount Term Monthly Repayment Total Repayment Interest Interest Rate Representative APR
$1,200 18 months $90.46 per month $1,628.28 $428.28 70% PA (fixed) 49.9% APR
Amount $1,200
Term 18 months
Monthly Repayment $90.46 per month
Total Repayment $1,628.28
Interest $428.28
Interest Rate 49.9% PA (variable)
Representative APR 49.9% APR

Rates range from 45.3% APR to 1721% APR - your no-obligation quote and APR will be based on your personal circumstances. Please refer to the lender you are matched with for their rates.

Frequently asked questions

We’re here to help you get the answers you need. If you have any questions, please don’t hesitate to contact us.

Am I eligible for a loan?

To apply for a loan with Everyday payday you must be:

  • Over 18 years of age
  • Canada resident and living in the full-time
  • Working and earning a minimum of $500 per month (full or part-time)
  • Working current account (to receive funds and make repayments)
  • Working Canada mobile phone account and email address
  • Adverse credit considered
  • Able to afford monthly repayments
  • You are not currently bankrupt?

How much i can you borrow?

Upon approval against guaranteed payday loans in Canada you can able to access easy finance anywhere between $100 to $5,000, for longer repayment tenure of 3 to 6 months. No restriction is put on the usage of borrowed money with EveryDay Payday.

What do I need to know before applying for a payday loan?

Online is considered to be the most favorable platform to apply for loans in a completely hassle-free way. The online application helps in saving your time, money, energy, and effort. To choose the right loan deal, simply collect loan quotes for free from different reputed lenders and then compare them in a very careful way. This enables you to lay your hands on a lucrative loan offer at the best possible rate.

Once you have selected the right instant payday loan deal, you can apply for it by just filling out a simple and short online application form with the required details and submitting it. No application fee is charged! No paperwork and no documentation are required! The form will be processed instant payday loans same day approval and provide you with an immediate response to your loan request. Once approved, the desired funds will be directly into your bank account in the least possible time.

What are the pros and cons of EveryDay payday loans?

The online money market is a hub of lenders that offer short term services to desperate people. So, whenever you need a small amount urgently to use till your upcoming payday, it is wise to go for same day payday loans. The assistance of guaranteed payday loans deals helps one to get quick and effortless money to manage every problem that is creating a mess in your life. But before borrowing EveryDay Payday, you must consider their ins and outs for making an informed lending decision. Vital points to consider before taking a borrowing decision are discussed below:

Advantages of Payday Loans:

  • Any working class person can simply borrow a small amount of up to $5000 which one can use for a period of 2 to 4 weeks.
  • The loan amount comes with no restriction which helps in getting money for any purpose with ease.
  • Online market provides an easy way to borrow needed help from your home by making a simple loan request.
  • No demand of securing any personal asset or faxing multiple papers helps to get easy and quick approval based on one's situation.
  • Once approved, cash is deposited right in your bank account so you can spend it for any personal purpose without facing interference from the lender's side.


  • The major drawback of these deals is their slightly high-interest rate and other assistance fees. But these charges usually differ from one lender to another so compare many options carefully for picking the one that is right for your need and pocket.
  • Hopefully, these details regarding payday loans online help you to make a favorable decision that makes your life smooth and hurdle less.

Are loans long term or short term?

They are short-term based high-cost loan plans. They are provided for a very short time only until you get next paid. These kinds of payday loans will let you access a small number of funds anywhere between $100 to $5,000. It will be based on your requirements and your ability to repay the loan. To repay the loan, you will be getting a shorter time of 15 to 30 days only, which comes on the eve of your next month's paycheck.

What should you use it for?

Once you gained the finance, you can freely use it for any purpose. So, be ready to pay for an outstanding bank overdraft, small unpredicted medical expense, payment for utilities, sudden car breakdown expense, or handling small home renovation expenses and also small other miscellaneous expenses.

How do you know if a loan is a good deal?

Online is the perfect route to apply for loans, without leaving your home or office. The online loan market is highly competitive. Lenders' rates and fees on payday loans 24/7 may vary. Therefore, on doing a careful comparison you probably can get hold of the most lucrative loan deal with better rates and terms. To apply for a loan, just complete a simple application form and send it. If your loan is approved, the money will be wired to your bank account directly within a shorter time.

What are the rates and fees of payday loans?

A higher rate of interest will be levied on guarnteed payday loans no more refusal, because of the short term nature of finances. Thus, it is important to understand your repayment capability first and then opt for such expensive loans. Failed or missed payment will result in high penalties and late fee charges.

Worried about your credit score?